Filing Bankruptcy In Cedar Falls, Iowa

When debt becomes overwhelming, many people are hesitant to turn to bankruptcy because they are afraid of the consequences or intimidated by the process. That is why, at Gottschalk & Shinkle, we take the time to get to know our clients in the Cedar Falls, Iowa, community, and we work with them to determine if bankruptcy is the right tool to improve their financial situations.

Chapter 7 Bankruptcy

Bankruptcy laws help individuals struggling with debt to wipe the slate clean and start over. Chapter 7 bankruptcy allows individuals who are struggling financially, and qualify under a "means test," to discharge many debts they simply cannot afford to pay back.

Often, misconceptions about Chapter 7 bankruptcy keep people from considering it, even when they could benefit from filing. At Gottschalk & Shinkle, we can offer insight into the consequences that come with filing bankruptcy, including what assets you may be able to protect from being used to repay debts.

Chapter 13 Bankruptcy

When individuals with regular income are deeply in debt, Chapter 13 bankruptcy can allow them to catch up on past due payments through a customized three- to five-year payment plan. Following successful completion of the plan, their remaining debts are discharged.

At Gottschalk & Shinkle, we have decades of experience handling bankruptcy cases and can work with you to decide if a payment plan might be beneficial to your financial situation. We can help you formulate a plan to protect your assets and get your finances back on track.

Credit Card Debt Lawyer Serving Waterloo

Bankruptcy laws are complex, and every situation is different. The best way to know if you should file for bankruptcy is to meet with an experienced bankruptcy attorney to discuss your options. At Gottschalk & Shinkle, we offer free confidential consultations where you can receive personal advice from a knowledgeable bankruptcy attorney. We will walk you through the process from beginning to end, so that you can put an end to mounting debt and harassment from creditors.

Contact Us

To learn more about filing bankruptcy in Cedar Falls, Iowa, contact us at 319-242-3298 and set up a free consultation with an experienced attorney.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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Contact Information

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Contact Information

Gottschalk & Shinkle
704 Main Street, P.O. Box 523
Cedar Falls, IA 50613
Phone: 319-242-3298
Fax: 319-277-0427
Map and Directions

Gottschalk & Shinkle is based in Cedar Falls and serves Waterloo, Cedar Falls, Waverly, Grundy Center, Allison, Toledo, Traer, Hudson, Evansdale, Black Hawk County, Grundy County, Butler County, Bremer County, Tama County and northeast Iowa.